Expectations

By defining your goals from the outset you will have a clear view of what you want and how we can work together to achieve it. This is the kernel to any financial objective.

Let's take a look

expectations

After a risk assessment it is clear that Mr. W is fairly risk averse however, he personally would like exposure to the stock market as he knows carefully selected investments can help provide long term growth. Mr. W is 30years old and would like to retire at 55 giving him a savings capability of 25 years.

We will help create a bespoke low risk portfolio with smaller satellites which, we can build around the portfolio permitting shorter term investment opportunities. As the satellites make up a smaller portion of your investment they will have a lesser impact on Mr. W's entire portfolio, however they will be slightly more risky allowing for greater gains, Perfect for Mr. W.

He would like to amass around $1,000,000 as, after consulting with his adviser, this has been agreed would be sufficient to cover his living costs in the future taking into consideration his large future family plans, inflation and ongoing expenses.

He's unsure about when to start saving and feels he would like to leave it for a few years... just in case!

Saving Per Month To acheive $1,000,000 by 55 years old
(assuming 9% Rate of Return)
Age When Starting Monthly Contribution Required
Total Contributions
30 $1,053* $315,900
35 $1,729* $414,960
40 $2,949* $530,820
45 $5,616* $673,920
*Figures provided by Friends Provident Premier Literature

You can see by simply holding off for a few years his total contributions would have to increase by nearly $100,000 to achieve the same result. And almost double if left for a longer period.

For enquiries, please find below our contact details

Head Office
Montpelier (Labuan) Ltd
Suite 5B, 3rd Floor
Wisma Wong Wo Lo,
Jalan Tun Mustapa
87000 Federal Territory of Labuan
Malaysia.
Tel : +(6087) 419 661
Fax : +(6087) 419 662
E-mail: enquiry@montpeliermalaysia.com
   
Kuala Lumpur Office
Suite A-13-1, 13th Floor
Menara UOA Bangsar,
5 Jalan Bangsar Utama 1,
59000 Kuala Lumpur
Malaysia.
Tel : +(603) 2302 3399
Fax : +(603) 2302 3398
E-mail: enquiry@montpeliermalaysia.com