Financial Planning

What is financial planning?

Through efficient management of your finances, financial planning helps you to meet your life goals. These goals can vary from buying a home, saving for your children’s education, retirement planning or simply looking to make your money work as hard as you do.

The financial planning process

  • Collating information about your financial situation
  • Defining realistic life goals
  • Creating flexibility to cover unforeseen financial expenses
  • Establishing risk versus return
  • Creating a bespoke financial plan to suit your current situation and reviewing this on an on-going basis.

Benefits of financial planning

Every financial decision you take can affect other areas of your finances. A professional financial planner will help you to understand how this works.

As an example, investing in a particular investment product might help pay off your mortgage faster or it might delay your retirement significantly.

Each financial decision needs to be taken as part of a bigger picture. This will help you to be aware of the short and long term effects on your life goals. It allows you to adapt to the changes and provides you with a sense of security knowing your goals are on track.

Montpelier will help you achieve the best results from your financial planning by:

  • Setting measurable financial goals
  • By setting specific targets and time frames of achievement, you’ll be able to quantify your situation and know exactly where you are financially
  • Understanding the effects of each financial decision
  • Re-evaluating your financial situation monthly

Financial planning is a dynamic process. Your financial goals may change over the years due to things like an inheritance, marriage, birth, house purchase or change of job status. Revisit and revise your financial plan to stay on track with your financial goals.

For enquiries, please find below our contact details

Head Office
Montpelier (Labuan) Ltd
Suite 5B, 3rd Floor
Wisma Wong Wo Lo,
Jalan Tun Mustapa
87000 Federal Territory of Labuan
Tel : +(6087) 419 661
Fax : +(6087) 419 662
Kuala Lumpur Office
Suite A-13-1, 13th Floor
Menara UOA Bangsar,
5 Jalan Bangsar Utama 1,
59000 Kuala Lumpur
Tel : +(603) 2302 3399
Fax : +(603) 2302 3398